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MORTGAGE BLOG
Ideas & information.


First-Time Homebuyers in Canada: Programs, Perks & Definitions You Need to Know
Buying your first home is exciting — but it can also be overwhelming, especially when you hear the term “first-time homebuyer” used in...
Mark Panizzon
23 hours ago2 min read


Pre-Payment Privileges: How to Pay Off Your Mortgage Faster
For many homeowners, paying off the mortgage sooner feels like a dream — and it’s more achievable than you might think. The key?...
Mark Panizzon
Aug 152 min read


When Does It Make Sense to Buy vs. Rent?
Deciding whether to buy a home or continue renting is one of the biggest financial decisions you’ll make. While homeownership has long...
Mark Panizzon
Jul 162 min read


Everything You Need to Know About Porting Your Mortgage
Thinking about moving but not ready to give up your current mortgage? Porting your mortgage might be the right move. Porting allows you...
Mark Panizzon
Jun 172 min read


Is Now a Good Time to Buy a Home? Navigating Economic Uncertainty in 2025
With global headlines swirling about inflation, interest rates, housing corrections, and economic slowdowns, it’s no surprise many...
Mark Panizzon
May 162 min read


How Tariffs Impact Mortgage Lending in Canada
When we think about the housing market and mortgage lending, our minds usually jump to interest rates, home prices, and employment...
Mark Panizzon
Apr 152 min read


5 Tips to Get Qualified for a Mortgage
Buying a home is one of the biggest financial decisions you’ll make, and getting qualified for a mortgage is a key step in the process....
Mark Panizzon
Mar 183 min read


Collateral Mortgages
When securing a mortgage, most homebuyers focus on the interest rate, term, and monthly payments. However, the type of mortgage you...
Mark Panizzon
Feb 203 min read


The United States and Canada: Exploring the Relationship Between Interest Rates and the Economy
Canada and US flags. The economic ties between the United States and Canada are deeply intertwined, making the relationship between their...
Mark Panizzon
Jan 163 min read


A Step-by-Step Guide to the Home Buying Process: From Pre-Approval to Closing Day
Buying a home is an exciting milestone, but it can feel overwhelming without a clear understanding of the process. From getting...
Mark Panizzon
Dec 17, 20244 min read


New Mortgage Rule Changes Starting December 2024
Canada’s mortgage landscape is set to change on December 15, 2024, with significant updates aimed at improving housing accessibility for...
Mark Panizzon
Nov 20, 20242 min read


Non-Bank Mortgage Lenders in Canada: Who They Are, What They Offer, and How They Compare to Major Banks
When it comes to securing a mortgage in Canada, many people first think of traditional banks like RBC, TD, or Scotiabank. However,...
Mark Panizzon
Oct 15, 20244 min read


Mortgage Broker vs. Bank: Choosing the Best Path to Your Dream Home
Navigating the mortgage landscape can feel overwhelming, whether you're a first-time homebuyer or a seasoned property investor. One of...
Mark Panizzon
Sep 16, 20244 min read


The Purchase Plus Improvements Mortgage
Buying a home is a significant milestone, but what if you find the perfect house that just needs a few updates or renovations? Enter the...
Mark Panizzon
Aug 15, 20243 min read


Mortgage Renewal vs. Mortgage Refinance
Navigating the Canadian mortgage landscape can be challenging, especially when it comes time to deal with your mortgage renewal or...
Mark Panizzon
Jul 15, 20243 min read


Understanding Mortgage Types in Canada: Insured, Insurable, and Uninsured Mortgages
In the realm of Canadian real estate, navigating mortgage options can be a daunting task, especially when faced with terms like insured,...
Mark Panizzon
Jun 24, 20243 min read


A Guide to Canada's Home Buyers Plan
Are you a first-time homebuyer in Canada, eager to step into the realm of homeownership? If so, you may be thrilled to learn about a...
Mark Panizzon
May 16, 20243 min read


Introducing Canada's First Home Savings Account: A Game-Changer for Aspiring Homeowners
For many Canadians, owning a home is not just a dream but a significant milestone representing stability, security, and a sense of...
Mark Panizzon
Apr 23, 20242 min read


Understanding Your Lender Options in Canada
When embarking on the journey to homeownership, one of the most crucial decisions you'll make is selecting the right mortgage lender. In...
Mark Panizzon
Mar 15, 20243 min read


Understanding the Correlation Between Interest Rates, Inflation, and the Mortgage Industry in Canada
In the dynamic landscape of the Canadian economy, the interplay between interest rates, inflation, and the mortgage industry plays a...
Mark Panizzon
Feb 16, 20243 min read
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