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MORTGAGE BLOG
Ideas & information.


Mark Panizzon
2 days ago3 min read
5 Tips to Get Qualified for a Mortgage
Buying a home is one of the biggest financial decisions you’ll make, and getting qualified for a mortgage is a key step in the process....
8 views


Mark Panizzon
Feb 203 min read
Collateral Mortgages
When securing a mortgage, most homebuyers focus on the interest rate, term, and monthly payments. However, the type of mortgage you...
11 views


Mark Panizzon
Jan 163 min read
The United States and Canada: Exploring the Relationship Between Interest Rates and the Economy
Canada and US flags. The economic ties between the United States and Canada are deeply intertwined, making the relationship between their...
6 views


Mark Panizzon
Dec 17, 20244 min read
A Step-by-Step Guide to the Home Buying Process: From Pre-Approval to Closing Day
Buying a home is an exciting milestone, but it can feel overwhelming without a clear understanding of the process. From getting...
6 views


Mark Panizzon
Nov 20, 20242 min read
New Mortgage Rule Changes Starting December 2024
Canada’s mortgage landscape is set to change on December 15, 2024, with significant updates aimed at improving housing accessibility for...
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Mark Panizzon
Oct 15, 20244 min read
Non-Bank Mortgage Lenders in Canada: Who They Are, What They Offer, and How They Compare to Major Banks
When it comes to securing a mortgage in Canada, many people first think of traditional banks like RBC, TD, or Scotiabank. However,...
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Mark Panizzon
Sep 16, 20244 min read
Mortgage Broker vs. Bank: Choosing the Best Path to Your Dream Home
Navigating the mortgage landscape can feel overwhelming, whether you're a first-time homebuyer or a seasoned property investor. One of...
6 views


Mark Panizzon
Aug 15, 20243 min read
The Purchase Plus Improvements Mortgage
Buying a home is a significant milestone, but what if you find the perfect house that just needs a few updates or renovations? Enter the...
5 views


Mark Panizzon
Jul 15, 20243 min read
Mortgage Renewal vs. Mortgage Refinance
Navigating the Canadian mortgage landscape can be challenging, especially when it comes time to deal with your mortgage renewal or...
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Mark Panizzon
Jun 24, 20243 min read
Understanding Mortgage Types in Canada: Insured, Insurable, and Uninsured Mortgages
In the realm of Canadian real estate, navigating mortgage options can be a daunting task, especially when faced with terms like insured,...
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Mark Panizzon
May 16, 20243 min read
A Guide to Canada's Home Buyers Plan
Are you a first-time homebuyer in Canada, eager to step into the realm of homeownership? If so, you may be thrilled to learn about a...
4 views


Mark Panizzon
Apr 23, 20242 min read
Introducing Canada's First Home Savings Account: A Game-Changer for Aspiring Homeowners
For many Canadians, owning a home is not just a dream but a significant milestone representing stability, security, and a sense of...
5 views


Mark Panizzon
Mar 15, 20243 min read
Understanding Your Lender Options in Canada
When embarking on the journey to homeownership, one of the most crucial decisions you'll make is selecting the right mortgage lender. In...
11 views


Mark Panizzon
Feb 16, 20243 min read
Understanding the Correlation Between Interest Rates, Inflation, and the Mortgage Industry in Canada
In the dynamic landscape of the Canadian economy, the interplay between interest rates, inflation, and the mortgage industry plays a...
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Mark Panizzon
Jan 16, 20242 min read
Variable Rate Mortgages vs. Adjustable Rate Mortgages
In the realm of Canadian mortgages, the choices can be overwhelming. Let's delve into the distinctions between two popular options:...
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Mark Panizzon
Dec 19, 20232 min read
Navigating the Home buying Journey in Canada: A Step-by-Step Guide
Introduction Buying a home is a significant milestone, and if you're considering purchasing a property in Canada, it's essential to...
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Mark Panizzon
Nov 28, 20233 min read
Credit Basics: Your Guide to Securing a Mortgage in Canada
Embarking on the journey to homeownership in Canada requires more than just a dream and a down payment. Your credit health plays a...
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Mark Panizzon
Nov 27, 20232 min read
Unlocking the Door to Homeownership: Demystifying Down Payments and Closing Costs
Embarking on the journey to homeownership is an exciting yet complex venture. Two significant financial considerations that often take...
9 views


Mark Panizzon
Nov 27, 20232 min read
Navigating the Mortgage Maze: Fixed vs. Variable Interest Rates
In the complex world of mortgages, one crucial decision borrowers often face is choosing between fixed and variable interest rates. As a...
10 views
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