Mountain Landscape

Welcome to the Modern Mortgage Experience

Powered by the Dominion Lending Centres network.

YOUR MORTGAGE IN 4 STEPS

This is our process.

 

CLIENT

DISCOVERY

MORTGAGE
SOLUTIONS

FILE

MANAGEMENT

CLOSING AND

SERVICING

 

MEET THE
MORTGAGE BROKER

Hi, my name is Mark and I'll be your guide throughout your mortgage shopping experience.  

 

From our first conversation to funding your mortgage, our process is simple and proven.  We have 10+ years of mortgage lending experience having processed hundreds of mortgage applications.  We have also partnered with the best people, and technology to ensure your experience will be of the highest quality.  And finally, we are licensed in both Alberta and British Columbia so we can offer mortgage solutions wherever you plan to call home in the west.

Below is a summary of some of the services we will be providing you while you shop for a home or get ready to renew or refinance your mortgage:

  • Shop more than 30 lenders including banks, credit unions, monoline lenders, alternative lenders, and private lenders for the best products, rates, and terms for your unique financial position

  • Provide you with the best Mortgage Tools in the industry to help you construct the perfect mortgage solution 

  • Collaborate with business development managers from your chosen lenders to confirm their policies, products, rates and to ensure your file stays on track 

  • Provide complimentarily document retrieval and signing saving you time, and money. 

  • Connect you with our Service Directory, introducing you to our top realtors, home builders, lawyers, and other industry professionals

  • Receive a Pre-Approval Summary with your application confirming how much you qualify for and outlining other important details about your credit profile and how lenders view you

  • Receive a Rate Analysis Report showing you the top lenders available, their rates, terms, and the fine print so you can make the best-educated decision possible

  • Receive a Refinance Report breaking down the costs and benefits of switching lenders or consolidating other high-interest debts. 

  • Walk you through the signing of each document to ensure you understand all terms and conditions before you sign anything, in plain English 

  • Be available over the phone, via Zoom, or face-to-face at our private office location

  • Provide a fun, easy-going, down-to-earth experience

Nothing excites me more than guiding you through the entire home buying, mortgage renewing, or refinancing process.  And I’d be honored to walk you and your family through this exciting time in your life.

​M. Panizzon

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SERVICES

How can we help?

PRE-APPROVAL

Completing a mortgage pre-approval is the first step in determining if you qualify for a mortgage.  Start here!

PURCHASE

We help everyone from first time home buyers to seasoned investors looking to beef up their rental portfolio to self-employed business owners.  If you are buying a home, we can help!

RENEWAL

If your mortgage is coming up for renewal in the next six months, don't sign your early renewal documents from your current lender, call us first to shop for the best rates and to compare your options.  

REFINANCE

A refinance is an excellent opportunity to access your money at the lowest borrowing cost available. Whether you're doing a  home renovation or consolidating some debt, we have the expertise to get you there.

 

LENDERS

30+ lenders, all competing for your business.

 
 

MORE THAN JUST A PRE-APPROVAL

Receive a free Pre-Approval Summary and Rate Analysis Report with your mortgage consultation.

Understand why you are pre-approved, review your credit report, and understand how lenders view you.

Compare the top five lenders you qualify for.  View their terms, rates, and fine print.

EXPERT ANALYSIS AT YOUR FINGERTIPS

Receive a free Mortgage Refinance Report breaking down your current financial position and comparing it to a customized mortgage solution.

Compare the interest costs, payment amounts and add in any penalties or transaction fees.

 

Increase your payments or reduce your total loan length to pay off your mortgage faster.

 

Save money by making smart financial decisions.  

 
 

CLIENT EXPERIENCES

Real people.  Real reviews. 

See all reviews here.

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